Rowanglen Business Loans, a small-business funding broker in Pocatello, ID, works by phone and online with owners in Blackfoot, ID, a Bingham County city about 21.8 miles north. ZIP 83221 had 676 employer establishments in 2023, and construction was the largest sector with 131, ahead of health care and retail trade.
| County | Bingham County, Idaho (not Bannock County) |
|---|---|
| Distance | About 21.8 miles NNE of the Pocatello, ID office (straight line) |
| ZIP 83221 employers | 676 establishments, 8,397 paid employees (Census ZBP 2023) |
| Largest sector | Construction, 131 establishments in ZIP 83221 (same source) |
| Self-employed residents | 9.5 percent of employed Blackfoot residents, margin of error 3.0 points (ACS 2020-2024) |
A construction-led business mix
In 2023, 676 employer establishments had a ZIP 83221 address, with 8,397 paid employees and an annual payroll of about $411.4 million; 56.5 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Construction led with 131 establishments, and 67.9 percent of those had fewer than five employees.
| Sector | Establishments | Percent with under five staff |
|---|---|---|
| Construction | 131 | 67.9% |
| Health care and social assistance | 86 | 44.2% |
| Retail trade | 72 | 41.7% |
| Other services | 57 | 61.4% |
| Professional, scientific and technical services | 55 | 63.6% |
| Accommodation and food services | 44 | 27.3% |
Reading the ZIP 83221 figures
The city of Blackfoot covers about 0.8 percent of the land in ZIP 83221 (Census 2020 ZIP-place relationship file), so the ZIP takes in a much wider part of Bingham County than the city. The counts above are for the postal area. Bannock County figures used elsewhere on this site do not describe Blackfoot.
Funding questions from small contractors
Most construction establishments in the ZIP are small, and small contractors tend to raise the same questions: how to pay for a compact loader or a trailer without draining cash, how to cover materials and wages before a progress payment, and whether a line of credit or a term loan suits overlapping jobs. Equipment financing and lines of credit cover the first two, and the construction page goes further.
Practices and shops
Health care (86 establishments) and retail (72) come next in ZIP 83221 (ZBP 2023). Clinics tend to ask about equipment and the gap while insurance claims settle; stores about stock ahead of busier periods. The medical and dental page and inventory financing cover those needs.
Self-employment in Blackfoot, ID
An estimated 9.5 percent of employed Blackfoot residents were self-employed, plus or minus 3.0 points: about 2.6 percent in their own incorporated business and 7.0 percent in an unincorporated one (American Community Survey 2020-2024). Owners running unincorporated businesses should expect partners to look closely at personal credit and personal tax returns.
Blackfoot, ID business licenses and registration
Partners check every Idaho entity's record with the Idaho Secretary of State. For city requirements, ask the City of Blackfoot directly.
Working with us from Blackfoot, ID
Call (208) 439-0428 or send the short form and we call back about the purpose. Documents travel electronically, so the drive to Pocatello is never part of the process. See our Pocatello, ID page for the office city and the communities page for Aberdeen, Rockford, Riverside, Moreland and Groveland.
The Blackfoot, ID owners we usually hear from
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Rowanglen Business Loans works with businesses like these in Blackfoot, ID. Each partner still decides case by case.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Your most recent business tax return
- A year-to-date profit and loss statement and balance sheet
- Proof of ownership and business registration
- A list of existing business debts and payments
- The equipment quote, contract or purchase order the funding is for
Partners differ in what they request; this list covers the usual ground.
What happens after you reach out
- You call (208) 439-0428 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Rowanglen Business Loans is based at 771 Yellowstone Ave, Pocatello, ID 83201.
By Rowanglen Business Loans · Updated