Rowanglen Business Loans, a small-business funding broker in Pocatello, ID, is a broker, not a lender. From 771 Yellowstone Ave it explains six funding structures to owners in Bannock, Power and Bingham counties and introduces their requests to lending partners, which approve or decline them and set every rate and term.
What a loan broker does
Rowanglen Business Loans is a broker, not a lender. A broker sits between a business that needs funding and the companies that provide it. We listen to what the money is for, explain the structures that could fit, tell you which records partners usually want, and send the request to partners that offer that structure. We do not lend, approve, decline or set prices. Rowanglen Business Loans connects you with lending partners; partners make credit decisions and set rates and terms.
Broker vs lender, and why the name says Business Loans
The name describes what owners are looking for, not what we do with our own money. A lender funds the loan and carries the risk; a broker does neither. If you ever see wording on this site that sounds as though we decide or fund requests, that wording is wrong and we would like to hear about it.
The address
Our address is 771 Yellowstone Ave, Pocatello, ID 83201, and the phone number is (208) 439-0428. Most conversations happen by phone, and the contact page has both details. For the area around us, see the office city page.
Choosing which partners see a request
We take each request only to partners that offer the structure it needs, and we tell you what we know about how each partner works before your details are shared. The terms of any offer are the partner's, and the contract is between your business and the partner.
What we will not do
- Tell you in advance that a partner will approve, or at what amount, price or speed.
- Arrange personal, payday, auto title or home loans, or agricultural or trucking financing.
- Blur the line between a merchant cash advance and a loan; the two are different contracts.
- Ask you to send Social Security numbers or bank statements by ordinary email or text.
- Push you toward signing any offer.
Disclosures
The full broker relationship is set out in our disclosures, and the four steps show where we sit in the process.
By Rowanglen Business Loans · Updated